Recent Articles

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Should You Buy Now or Wait for Rates to Drop? The Math Atlanta Buyers Need to See

With mortgage rates near 6.5%, a lot of Atlanta buyers are waiting on the sidelines for a better rate. Here's what the numbers actually say about that decision. (5 min. read)

Published on 06/18/2026

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Mortgage Approval Documents: Know Before You Apply

Mortgage Approval checklist

Published on 06/11/2026

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5 Steps to Get Pre-Approved for a Mortgage in Metro Atlanta

Thinking about buying a home in Metro Atlanta? Getting pre-approved is your first real step — and it's easier than most people think. Here's exactly what to expect. (<span class="italic size-17" style=""></span><span class="not-italic"><span class="size-17" style="">4 min. read</span>)</span>

Published on 06/10/2026

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How to Get a Mortgage If You're Self-Employed in Georgia

Being self-employed shouldn't disqualify you from buying a home. Here's exactly how Georgia's self-employed borrowers — freelancers, 1099 workers, business owners — can get approved in 2026. (5 min. read)

Published on 05/27/2026

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What If Rates Drop After You Lock?

What to do if rates drop after you locked your rate?

Published on 05/22/2026

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Mortgage Insurance Has More Than One Face

Mortgage Insurance Has varieties

Published on 05/11/2026

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What's the Minimum Down Payment to Buy a Home in Georgia?

One of the biggest myths stopping Georgia renters from buying is the down payment. The truth? You may need a lot less than you think. Here's a breakdown of your real options in 2026.

Published on 05/08/2026

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Rent vs. Buy in Atlanta in 2026: How to Know When You're Ready

Trying to decide whether to rent or buy in Atlanta in 2026? This guide breaks down the real numbers and helps you know when you're ready. Stone Oak Mortgage can help.

Published on 05/05/2026

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Rate Shopping Mistakes

Rate Shopping Mistakes

Published on 05/04/2026